Financing by the Encashment of Trade Receivables through Trade Receivable Exchange in Bangladesh

A large amount of money in the economy remains form trade receivables that are created from business to (B2B) transactions among firms. There 7.818 million firms Bangladesh and 99% them categories cottage, micro, small, medium enterprises (CMSMEs). They supply raw materials, semi-finished goods, services on credit blue-chip corporate manufacturers. CMSMEs generally wait for a period 30 days, 60 90 days so payment. During this period, suffer lack working capital tied against their sales buyers. The study provides financing solution through receivable exchange (TRX) release fund into cash investment locked receivables. presents concept modus operandi TRX. It shows global practice assesses application TRX context doing so; it has explored market space, readiness, FinTech industry, stakeholders related academic research is rare gap study. Here, around 51% close shortage capital. addresses problem brings novelty significance research.